# FHA Requirements for Kitchen Appliances: A Comprehensive Guide
**Introduction**
The Federal Housing Administration (FHA) insures mortgages for homebuyers who may not qualify for conventional financing. As part of the mortgage process, the FHA has certain requirements for the home, including the kitchen appliances. This article provides a comprehensive overview of the FHA’s kitchen appliance requirements, including:
– Required appliances
– Minimum specifications
– Inspection criteria
– Exceptions and waivers
**Required Appliances**
The FHA requires that the following kitchen appliances be installed and in working condition:
* **Range or cooktop**
* **Oven**
* **Refrigerator**
* **Sink**
**Minimum Specifications**
The FHA has established minimum specifications for each of the required appliances. These specifications ensure that the appliances are of sufficient quality and capacity to meet the needs of the occupants.
**Range or Cooktop**
* Minimum surface area: 24 inches wide x 24 inches deep
* Minimum number of burners: 4
* Must have a self-cleaning or continuous cleaning feature
**Oven**
* Minimum capacity: 24 inches wide x 18 inches deep x 18 inches high
* Must have a self-cleaning or continuous cleaning feature
**Refrigerator**
* Minimum capacity: 18 cubic feet
* Must have an automatic defrost feature
**Sink**
* Minimum basin size: 24 inches wide x 18 inches deep
* Must have a hot and cold water supply
**Inspection Criteria**
The FHA requires that the kitchen appliances be inspected by a qualified appraiser to ensure that they meet the minimum specifications and are in working condition. The appraiser will typically inspect the following:
* Appliance model and serial numbers
* Appliance dimensions and capacity
* Appliance features and functionality
* Appliance condition and cleanliness
**Exceptions and Waivers**
In certain cases, the FHA may grant an exception or waiver to the kitchen appliance requirements. For example, an exception may be granted if the home is a historic property or if the buyer has a disability that prevents them from using standard appliances. To request an exception or waiver, the buyer must submit a written request to the FHA along with supporting documentation.
**Conclusion**
The FHA’s kitchen appliance requirements are designed to ensure that homes insured by the FHA are safe, habitable, and meet the needs of the occupants. By meeting these requirements, buyers can increase their chances of obtaining FHA financing and purchasing a home that meets their needs.
**Additional Resources**
* [FHA Loan Requirements](https://www.fha.gov/fha-loan-requirements)
* [FHA Appraisal Requirements](https://www.fha.gov/fha-appraisal-requirements)
* [FHA Exceptions and Waivers](https://www.fha.gov/fha-exceptions-and-waivers)